AIG Environmental / American International Group, Inc.
Accident Expense Plus
Supplemental accidental injury insurance helps cover out of pocket expenses for accidental injuries. Accident Expense Plus® is an accidental injury insurance policy that provides benefits for a wide range of emergent medical expenses related to an accident, from emergency room visits to physical therapy to diagnostic exams - even surgery. The `plus` is the optional Critical Illness rider which provides a lump-sum benefit if you`re diagnosed with invasive cancer, heart attack or stroke.Most popular related searches
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Ideal for:
- Anyone who has a major medical plan with a significant deductable or large co-payments
- Anyone with limited access to health care providers
- Anyone seeking to reduce their out-of-pocket health care expenses
Producer Benefits
- Attractive compensation - not affected by health care reform
- Guaranteed issue – no underwriting, no medical exam required
- Simplified process – online applications with eSignature and voice signature available*
- Multiple payment options – including recurring credit card and EFT
- New opportunities - great cross sell for life insurance customers
Consumer Benefits
- No network restrictions – access any hospital, physician or medical facility
- Pays money directly to clients – not medical providers
- No waiting period to use benefits – submit claims immediately
- No overall annual or lifetime limit – no matter how many accidents client has
- No coordination with major medical – pays benefits related to accidents regardless of other health coverage